Sezzle’s mission is to financially empower the next generation. We offer an alternative payment solution that enables shoppers to buy now and pay later with interest-free installment plans. Consumers pay over time, but our merchant partners are paid upfront, eliminating the risk of fraud or non-payment. Because 67% of consumers under the age of 30 have sub- or non-prime credit scores, we use a proprietary underwriting model over traditional credit checks to determine creditworthiness, enabling higher approval and repayment rates.